Before
the due date
On
the day
After
with escalation
Never
if already paid
Why it matters

Fewer late payments, without the chasing

Kenyan landlords lose more to missed rent than to any other admin failure. Most of those missed payments aren't deliberate — tenants forget, the due date slips past payday, or the M-Pesa sits in the tenant's head as a thing they'll do tomorrow. Automated rent reminders fix that without you lifting a finger or straining the landlord-tenant relationship.

Pangoni sends the right message on the right day through the channel your tenant actually reads, and stops sending the moment the M-Pesa payment lands. You get paid on time; your tenant gets a gentle nudge instead of an awkward phone call.

Triggered off the invoice due date

The reminder ladder runs per lease so multi-unit landlords don't need to configure each tenant by hand.

M-Pesa payment aware

A paid tenant doesn't get reminded. The moment Pangoni reconciles the M-Pesa payment, the reminder ladder for that lease is stopped for the month.

Multi-channel: SMS, email, WhatsApp

Primary SMS (what Kenyan tenants actually read), email for receipts and statements, WhatsApp coming via our WhatsApp Business integration.

Sample SMS reminder

Habari Jane, hii ni reminder kuhusu rent ya Apt B4 — Ksh 25,000 inaanza tarehe 1 Apr. Lipa kwa M-Pesa Paybill 247247, Acc: B4. Asante. — Kamau Properties

Delivered at 09:00 on payday + 2 days before due date
The Reminder Ladder

The schedule that actually works

Based on what Kenyan landlords typically see work — edit it per property or per tenant if your tenancy agreements run differently.

3 days before due

A gentle heads-up with the M-Pesa Paybill and the account number. Most tenants pay on this reminder alone.

On the due date

A same-day reminder with payment instructions. If the tenant has already paid and Pangoni has reconciled, this reminder doesn't go out.

1 & 3 days after

Firmer reminders for tenants now in arrears. Tone shifts from friendly to factual — with a late-fee warning if your lease has one.

7 days after

A formal arrears notice, logged as part of the paper trail you'd need if the matter ever reached the Rent Tribunal.

14 days — escalate

The system escalates the matter to you (the landlord) or to your property manager with a full payment history, so the next conversation is informed.

Payment confirmation

As soon as reconciliation runs, the tenant receives an automated receipt — and the reminder ladder stops cold for that month.

Customisation

Your schedule, your language, your tone

Every landlord runs their book a little differently. The reminder ladder above is the default — override any step per property or per tenant when it doesn't fit.

English or Swahili

Pick the language that lands — or mix. Templates support both.

Quiet hours

No reminders at 02:00. Set the window you want SMS sent in.

Per-property overrides

Student hostels on quarterly billing? Commercial tenants on 30-day terms? Different ladders per building.

Your brand voice

Edit templates to match how you actually talk to your tenants. Firm or friendly — your call.

Sample configurations
Monthly residential
3d before → due day → 1d after → 3d after → 7d escalate
Student hostel (quarterly)
14d before → 7d before → due day → 3d after escalate
Commercial tenancy
7d before → due day → 5d after → 10d after (tribunal referral)
Setup

Live in three steps

1
Add your property

Upload units, tenants, lease terms, and rent amounts — by spreadsheet or one-by-one.

2
Pick your reminder ladder

Use the default or customise. Edit templates in English or Swahili. Set quiet hours.

3
Activate & walk away

Reminders run automatically from the next invoice cycle. Payment reconciliation stops them when tenants pay.

Online rent collection

The M-Pesa collection that makes reminders payment-aware in the first place.

Automated reconciliation

Stops reminders the instant a tenant's M-Pesa hits the right invoice.

Bulk SMS

For everything that isn't a rent reminder — notices, updates, seasonal messages.

New to automating reminders? Read our practical guide: How to set up automated rent reminders for tenants (2026).

Cut late payments this month

Turn on automated rent reminders and stop chasing tenants over WhatsApp.