Pangoni and RESMA are both property management platforms operating in Kenya, but they serve different segments of the market. Pangoni is a self-serve, M-Pesa-first rental management platform aimed at individual landlords and property management companies who want to sign up online and start collecting rent the same day. RESMA is an enterprise property management platform with deeper customisation, dedicated account management, and a demo-based onboarding model. This comparison helps you understand which fits your portfolio.
Full disclosure: this comparison is written by the Pangoni team. We have made every effort to present a balanced, accurate assessment based on publicly available information about RESMA. We encourage you to evaluate both platforms against your own requirements.
Quick Verdict
Choose Pangoni for self-serve property management with transparent pricing, M-Pesa rent collection, eTIMS-ready invoicing, and integrated marketplace listings through pangoni.com. Pangoni is built for individual landlords, agents, and property management companies who want to sign up online and start collecting rent the same day.
Choose RESMA if you need a deeply customised enterprise platform with dedicated account management, are willing to go through a longer demo-based onboarding, and have a budget that supports custom-quoted pricing rather than transparent published rates.
Feature Comparison
The table below highlights how the two platforms differ. RESMA's feature set is informed by publicly available information and may have evolved since this comparison was written; for the most current detail, contact RESMA directly.
| Feature | Pangoni | RESMA |
|---|---|---|
| Primary segment | Self-serve: individual landlords (1–100 units) and property management companies | Enterprise: property management companies, larger estates, multi-owner portfolios |
| Onboarding | Self-serve, sign up online, live in minutes. 45-day free trial on every paid plan, no card required. | Demo-based with sales call before access; configured implementation |
| Pricing transparency | Published on the website — Free, Pro KSh 1,500/mo, Elite KSh 3,500/mo, Lifetime KSh 45,000 | Custom quoted after discovery call; not published |
| M-Pesa rent collection | Native, per-tenant account numbers, automated reconciliation, instant SMS receipts | Supported as part of broader enterprise setup; configured during implementation |
| KRA eTIMS & eRITS | Built-in, MRI summary auto-generated, eTIMS-compliant receipts on every payment | Supported; depth depends on configuration |
| Tenant management | End-to-end: profiles, lease tracking, onboarding, self-serve tenant portal, e-signature on Elite | Comprehensive enterprise tenant management with multi-owner workflows |
| Arrears tracking | Auto-aging, escalating reminders, demand letters, tribunal-ready statements | Standard arrears tracking with reporting |
| Marketplace listings | Free on every paid plan via pangoni.com | Not offered as an integrated marketplace |
| Caretaker management | Dedicated mobile-first caretaker app with scoped permissions | Part of broader user roles in enterprise configuration |
| API access | REST API for integrations and custom workflows on all paid plans | Available on enterprise tiers |
| Lifetime license | Yes — Landlord KSh 45,000 one-off, no recurring fees | Subscription only |
| Time to first rent collected | Same day — sign up, set up M-Pesa, start collecting | Weeks — demo, contract, implementation, training, go-live |
About Pangoni
Pangoni is a Kenyan property management platform that combines tenant and payment management software with an integrated marketplace at pangoni.com. Built for landlords and property managers who need to collect rent via M-Pesa, manage tenants and leases, track maintenance, and produce KRA-compliant records. Pangoni's distinctive features are the self-serve model (sign up and start collecting rent the same day, no sales call), transparent published pricing, and the marketplace integration that lists vacancies the moment you mark them available. Pangoni is built for the full spectrum of the Kenyan rental market — from a single bedsitter in Eastlands to multi-branch property management agencies. Landlord plans from KSh 1,500/month, Agent plans from KSh 1,200/month, and Agency plans from KSh 4,500/month, all with marketplace access. See the full feature set or start a free trial immediately.
About RESMA
RESMA is an established enterprise property management platform serving Kenyan property management companies and larger residential estates. RESMA's strengths lie in deep customisation, dedicated account management, configured implementation for the specific operational shape of each client, and multi-owner enterprise reporting. Onboarding is typically demo-based, with a sales call followed by an implementation process — reflecting the platform's focus on larger, more complex portfolios. Pricing is custom-quoted based on the portfolio size and configuration requirements, rather than published on the website. For property management companies that want a hands-on implementation partner and have the budget and timeline to support it, RESMA is a credible enterprise choice.
Self-Serve vs Enterprise: The Core Distinction
The most important difference between the two platforms is the operating model. Pangoni is built around the assumption that the landlord (or property manager) is capable of setting up their own portfolio, connecting M-Pesa, and starting to collect rent within hours of signing up — without needing anyone from Pangoni to walk them through it. This makes the time-to-value very fast (minutes to first invoice, hours to first M-Pesa reconciliation), and keeps the pricing predictable and published.
RESMA is built around the assumption that the property management operation is large or complex enough to justify a dedicated implementation. The discovery call, demo, contract, and onboarding process exists because the platform is configurable to specific operational shapes — multiple owners with different reporting cadences, white-label tenant portals, integrations with existing finance systems, dedicated training for staff. This model suits property management companies that want a configured platform and will run RFPs across vendors before signing.
Neither model is wrong; they suit different buyers.
Pricing Comparison
Pangoni's pricing is published on the website:
- Landlord Free — up to 3 units, no cost.
- Landlord Pro — KSh 1,500/month, up to 30 units.
- Landlord Elite — KSh 3,500/month, up to 100 units, with auto-reconciliation and accounting integrations.
- Landlord Lifetime — KSh 45,000 once, Pro features for life.
- Agency plans — from KSh 4,500/month for property management companies with multi-owner workflows, multi-branch support, and white-label reporting on the higher tiers.
All paid plans include a 45-day free trial, no credit card required. Prices exclusive of 16% VAT.
RESMA pricing is not published publicly; quotes are issued after a discovery call. For property management companies evaluating both, request a quote from RESMA and compare it against Pangoni's Agency Pro (KSh 12,000/month) or Enterprise (from KSh 30,000/month) tiers as the direct functional comparator.
Who Should Choose Which
Choose RESMA if:
- You're a property management company with complex multi-owner workflows that need configured implementation.
- You want dedicated account management with an assigned implementation partner.
- You have the budget and timeline to support a demo-driven sales cycle and a configured onboarding process.
- You're comparing enterprise vendors and running an RFP.
Choose Pangoni if:
- You want transparent, published pricing without a sales call.
- You're a landlord or property manager who wants to sign up online and start collecting rent today.
- You need M-Pesa rent collection with automated reconciliation, eTIMS-ready invoicing, and KRA MRI summaries out of the box.
- You want a free tier (up to 3 units) or a lifetime license option (KSh 45,000).
- You want integrated marketplace listings on pangoni.com at no extra cost.
- You're growing and need a platform that scales from a single bedsitter to a multi-branch agency.
For a deeper look at the property management software landscape in Kenya, see our best property management software in Kenya guide, which compares the top 8 platforms side-by-side.
Frequently Asked Questions
RESMA is built primarily for property management companies and larger residential estates. Its feature set and pricing reflect this enterprise focus. Individual landlords managing under 100 units are generally better served by a self-serve platform like Pangoni — free for up to 3 units, paid plans from KSh 1,500/month, no demo required.
Pangoni publishes pricing on the website: Free up to 3 units, Pro KSh 1,500/month, Elite KSh 3,500/month, Lifetime KSh 45,000 once for landlords. Agency plans start at KSh 4,500/month. RESMA does not publish pricing — quotes are custom after a discovery call, sized to the portfolio.
Yes. Pangoni is fully self-serve. Sign up online, set up properties and tenants, connect M-Pesa, and start collecting rent the same day. 45-day free trial on every paid plan, no credit card required, no demo required.
Both platforms support M-Pesa rent collection — it is non-negotiable in the Kenyan market. The differences come down to depth of automation: Pangoni does account-number-level reconciliation per tenant with instant SMS receipts and arrears tracking out of the box; RESMA's M-Pesa workflow is part of a broader enterprise setup configured during implementation.
Both. Pangoni's Agency plans (Starter KSh 4,500/mo, Pro KSh 12,000/mo, Enterprise from KSh 30,000/mo) cover multi-owner workflows, agent seats, branch management, white-label reporting, and per-owner statements. RESMA is purpose-built for this segment with longer-cycle enterprise features. Pangoni wins on self-serve speed, transparent pricing, and the integrated marketplace; RESMA wins where deep customisation and dedicated account management justify the higher cost.
Ready to see how Pangoni works for your portfolio? The fastest way to evaluate is to try it. 45-day free trial, no credit card, no sales call.
Start your free trial with Pangoni →
Have questions about which platform fits your specific situation? Get in touch with our team, or browse rental listings on Pangoni Marketplace. You can also explore our complete guide to property management software in Kenya for more insights.