Unified Payment Solutions for Modern Property Management
Collect, record and reconcile rent payments, deposits, service charges, and repair bills all in one place. Our solution makes property payments simple and efficient for both landlords and tenants.
Automatic payment reconciliation
Payment History Tracking
Automated Reminders
Deposit Handling
One Platform, Multiple Payments
Whether it's rent, service charges, water, or electricity bills, tenants can settle them all directly through our platform.
Direct to Your Account - No Delays, No Middlemen
Tenants pay directly to your accounts, ensuring swift and transparent transactions without intermediaries.
Instant Receipts, Zero Worries
Every payment made by the tenant is immediately acknowledged with a digital receipt, giving them peace of mind.
Simplified Records, Streamlined Operations
Our system takes care of updating all payment records automatically. No manual entries. No mistakes.
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Transform The Way You Handle Property Finances
Say goodbye to spreadsheets and manual reminders—automate payments, keep clear records, and save time every month.
A deeper look at Receive rent payments online
Pangoni accepts every payment channel a Kenyan tenant actually uses — M-Pesa Paybill, M-Pesa Till, bank transfer, card via Pesapal, and cash banked by the caretaker — and reconciles them all to the right tenant and lease. Tenants pay the way they want; you see one unified picture of who has paid, who hasn't, and what's still pending reconciliation.
How it works
From setup through everyday use, the workflow Pangoni's built around.
Connect your collection channels
M-Pesa Paybill or Till via the Daraja API, bank account via direct integration or daily statement upload, Pesapal for card payments.
Each tenant gets unique payment instructions
Tenants paying M-Pesa use their unique account number. Bank-transfer tenants get a reference. Card-payers click a payment link.
Reconciliation runs automatically
Every payment matches to a lease and invoice. Unmatched payments queue for review.
Receipts go out instantly
SMS receipt to the tenant, ledger updated, dashboard refreshed.
Daily summary
A consolidated daily report across all channels. No more cross-referencing 4 different statements at month-end.
Real scenarios from Kenyan landlords
- A 50-unit landlord with mixed M-Pesa and bank payers: one screen shows the rent collection status across all channels.
- A property management agency with corporate tenants paying by bank transfer: bank statements upload weekly and reconcile against the right lease.
- A short-let operator collecting card payments from international guests: Pesapal integration reconciles to the booking automatically.
Frequently asked
M-Pesa Paybill, M-Pesa Till, bank transfer, card (via Pesapal), and cash (banked by the caretaker). Future support for Airtel Money is on the roadmap.
No fee from Pangoni. You pay the standard Safaricom Paybill or Till fees (often passed to the tenant), and Pesapal's card processing fees if you accept cards.
Real-time for M-Pesa. Daily for bank transfers (after statement reconciliation). Near-instant for cards via Pesapal webhooks.
Yes. Partial payments reconcile against the open invoice; the remaining balance stays open and is included in the arrears reminders.
Card via Pesapal handles most international cards. Wise transfers reconcile via the bank statement upload.