Complete Financial Control
Take control of your property finances with tools designed to simplify billing, collection, and financial reporting.
Digital Invoicing System
Create, customize, and send professional invoices instantly. Track payment status and automate recurring billing for consistent cash flow.
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Customizable invoice templates
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Automated recurring billing
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Payment status tracking
Effortless Online Rent Collection
Enable tenants to pay rent online through multiple payment methods. Reduce late payments with automated reminders and streamlined collection processes.
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Multiple payment methods
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Automated payment reminders
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Secure payment processing
Automated Payment Reconciliation
Automatically match incoming payments with outstanding invoices. Eliminate manual reconciliation and reduce accounting errors.
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Automatic payment matching
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Error reduction
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Real-time transaction updates
Digital Bookkeeping
Maintain accurate financial records with automated bookkeeping. Track income, expenses, and generate financial statements effortlessly.
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Automated transaction recording
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Expense categorization
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Financial statement generation
Comprehensive Reporting Tools
Generate detailed financial reports to track performance, identify trends, and make informed business decisions.
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Revenue and expense reports
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Occupancy and delinquency tracking
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Customizable report templates
A deeper look at Financial management for Kenyan landlords
Financial management for a Kenyan rental isn't separate from rent collection — they're the same workflow viewed from different angles. Pangoni's financial management surfaces income, expenses, arrears, deposits, and owner-allocated cashflow in one ledger that you, your accountant, and KRA can all work from. The end-of-month close shrinks from a day to under an hour, and the year-end close stops being a scramble.
How it works
From setup through everyday use, the workflow Pangoni's built around.
Capture every transaction at source
Rent receipts via M-Pesa, expense invoices uploaded by the caretaker, owner payments — all logged the moment they happen.
Auto-categorise to your Chart of Accounts
Each transaction posts to the right account. Manual override per transaction; bulk re-categorisation if you change the COA.
Reconcile bank, M-Pesa, and cash
Daily reconciliation across all your collection channels. Discrepancies flagged for review.
Generate reports on demand
P&L, cashflow, rent roll, arrears ageing, owner statements, KRA MRI — all in under a minute.
Hand to your accountant
Read-only access for the accountant, or sync to QuickBooks, Xero, Sage, or Zoho Books.
Real scenarios from Kenyan landlords
- A 30-unit landlord whose accountant used to take 3 days at year-end: now produces a clean P&L in under a minute.
- A property management agency generating per-owner statements monthly: each owner's P&L runs from their property's ledger automatically.
- A landlord under KRA audit: 5 years of clean records available as a PDF dossier in 60 seconds.
Frequently asked
No. The defaults work out of the box for a typical Kenyan rental operation. Custom chart of accounts is available for landlords who want it, but most never need to touch it.
Yes — invite them as an accountant role with read-only or write access. They see the ledger live without you sending CSV exports.
Primary currency is KSh. Multi-currency reporting (KSh + USD or GBP) is available on Elite and Agency tiers for diaspora-owned portfolios.
Deposits are tracked as liabilities, not income — they only show as income if you apply them to rent or write them off. See our security deposit guide for the detail.
QuickBooks, Xero, Sage, Zoho Books on Elite and Agency tiers. Excel and Google Sheets data connections on all paid plans.